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Increase your purchasing power and financial flexibility
You receive cash now in return for a share of your home's future value
We are your equity partner.
We are not a loan.
There are no interest payments.
We achieve this by co-investing with you in your home.
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You are free to use the funds to achieve your individual goals:
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Secure your retirement.
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Buy the home you truly want.
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Pay off your mortgage.
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Renovate your home.
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Eliminate your high interest debt.
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If your home's value increases, we share with you in the gains. If it decreases in value, we share in the downside as well.
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How it works
Here's an example of the homebuyer contract process:
Maria needs $50k to reach a 20% down payment.
Request an estimate
Maria receives $50K from HomePace today. In exchange, she provides HomePace with the right to share in a predetermined percentage of her home's change in value when she sells.
Agree on Terms
HomePace wires Maria $50k for her home purchase.
Receive your funds
9 years later, Maria decides she wants to sell her home.
Time goes by
Maria sells her home, and the pre-determined percentage of the proceeds are distributed to HomePace to close out the contract.
End Contract
In the above example, we gave Maria $50k
as a down payment on a $500k house.
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Depending on the price Maria chooses to sell her home at, these are her potential outcomes...
Initial Home Value
Sale Price of Home
Maria's Proceeds
at Sale
Maria's Total Proceeds
(+$50k upfront)
Home Value Increases
(+$100k)
$500,000
$600,000
$505,000
$555,000
Home Value Remains the Same
$500,000
$500,000
$450,000
$500,000
Home Value Decreases
(-$100k)
$500,000
$400,000
$395,000
$445,000