Terms of service

Effective Date: November 6, 2025

These Terms and Conditions ("Terms") govern your use of the HomePace Funding SPV LLC ("HomePace," "we," "us," or "our") website at homepace.com and the services we provide. By using our website or services, you agree to these Terms.

1. ABOUT OUR SERVICES

HomePace provides Home Equity Investment (HEI) contract services, including evaluation, underwriting, contract management, and ongoing servicing for consumers and investors. We manage HEI contracts and provide related financial services.

2. SMS/TEXT MESSAGING TERMS

By providing your mobile phone number to HomePace, you agree to receive text messages from us regarding your HEI contract and account.

Purpose: We send text messages to existing clients with active contracts for service-related communications including:

  • Service updates and account notifications

  • Appointment reminders and scheduling

  • Document requests and confirmations

  • Responses to your inquiries

  • Contract-related information

We do not send promotional or marketing messages.

Consent: By providing your phone number, you expressly consent to receive text messages from HomePace at the number provided. Consent is not required as a condition of purchasing any goods or services.

Message Frequency: Message frequency varies based on your account activity and service needs. You may receive approximately 1-3 messages per month, though this may vary.

Message and Data Rates: Standard message and data rates may apply based on your mobile carrier's plan. Please contact your wireless provider for details about your plan.

Opt-Out: You may opt out of receiving text messages at any time by:

  • Replying STOP to any text message from HomePace

  • Emailing privacy@homepace.com with your opt-out request

  • Calling us to request removal from text communications

After you send STOP, we will send you one final message confirming your opt-out.

Help: For assistance with text messages:

  • Reply HELP to any message from HomePace

  • Email privacy@homepace.com

  • Review our Privacy Policy at homepace.com/privacy-policy

Supported Carriers: Our SMS service is available on all major U.S. wireless carriers including AT&T, Verizon, T-Mobile, Sprint, and others.

Privacy: Your mobile information will not be shared with third parties for marketing purposes. See our Privacy Policy for complete information about how we handle your data.

3. USE OF OUR WEBSITE

You agree to:

  • Provide accurate and complete information when submitting forms or communicating with us

  • Use our website and services only for lawful purposes

  • Not attempt to gain unauthorized access to our systems

  • Not transmit any harmful code or malicious software

4. ACCURACY OF INFORMATION

While we strive to provide accurate information on our website, we make no guarantees about the completeness, accuracy, or timeliness of any content. Information on our website is for general informational purposes only and should not be considered financial, legal, or tax advice.

5. INTELLECTUAL PROPERTY

All content on the HomePace website, including text, graphics, logos, and software, is the property of HomePace Funding SPV LLC and is protected by copyright and trademark laws.

6. LIMITATION OF LIABILITY

To the fullest extent permitted by law, HomePace shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

7. CHANGES TO THESE TERMS

We may update these Terms from time to time. We will post any changes on this page and update the "Effective Date" above. Your continued use of our services after changes are posted constitutes your acceptance of the revised Terms.

8. GOVERNING LAW

These Terms are governed by the laws of the State of Maryland, without regard to its conflict of law provisions.

9. ENTIRE AGREEMENT

These Terms, together with our Privacy Policy, constitute the entire agreement between you and HomePace regarding your use of our website and services (excluding any separate HEI contract agreements).

10. CONTACT US

HomePace Funding SPV LLC 1389 Center Drive Suite 200, Park City UT 84098

Email: privacy@homepace.com

For questions about these Terms and Conditions, please contact us at the email address above.

RELATED DOCUMENTS

Privacy Policy: homepace.com/privacy-policy

For information about HEI contracts and specific contract terms, please refer to your signed contract documents.